Mar 13, 2012

Perhaps You Don't Need Any Money for Your Retirement


If you have purchased How to Retire Happy, Wild, and Free and are now looking for great retirement quotes, go to The Retirement Quotes Cafe.

Now that you are retired, perhaps you don't need any money for retirement and can avoid debt management altogther.

Let me tell introduce you to a guy who has proven to himself that "money is an illusion."

He is a true 1 percenter who I really admire, a guy who is committed to what he believes in (unlike 99 percent of people who say they believe in something but their actions say otherwise).

Meet Daniel Suelo, a 21st-century hobo-philosopher. Meet The Man Who Quit Money and says:
    “I know it is possible to live with zero money — Abundantly.”
    — Daniel Suelo
If you don't want to purchase the book at the above link, first, read this article that was in a recent issue of the Globe and Mail.
Then go and check out his website.
Daniel Suelo's philosophy is really interesting. For example, he says that if he ever comes across any money on the street, he just walks on by without picking it up.

In short, a guy who walks the talk. But enlarge the photo of him on the Globe and Mail webpage and it says:
    "Living in caves outside Moab, Utah, Daniel Suelo lives off of foraged plants, road kill and dumpster contents. He refuses to accept or spend currency."
Not a way I want to live but I admire the guy for his dedication to what he believes in.

Here are a few quotes about money to keep it in proper perspective so that it enhances your retirement and so that you don't need a retirement job:
    "Money is good for bribing yourself through the inconveniences of life."
    — Gottfried Reinhard

    "Talented people get rich, and blockheads get rich. Intellectually brilliant people get rich, and very stupid people get rich. Physically strong people get rich, and and weak and sickly people get rich. Some degree of ability to think and understand is, of course, essential. But, in so far as natural ability is concerned, any man or woman who has sense enough to read and understand these words can certainly get rich."
    — Wallace D. Wattles, in The Science of Getting Rich

    "Money will appear when you are doing the right thing in your life."
    — Michael Phillips

    "Charity begins at home, but should not end there."
    — Thomas Fuller

    "Money is not the root of all evil. Even the love of money is not the root of all evil. The root of all evil is man's intense drive to survive, be right, make others wrong, dominate and manipulate. Money just happens to be worked conveniently into the process."
    — Ron Smotherman in Winning through Enlightenment

    "Money is good for bribing yourself through the inconveniences of life."
    — Gottfried Reinhard

    "The ownership of money and property comes as a result of doing things in a certain way. Those who do things in a certain way, whether on purpose or accidentally, get rich. Those who do not do things in this certain way, no matter how hard they work or how able they are, remain poor."
    — Wallace D. Wattles, in The Science of Getting Rich

    "You are only as rich as the enrichment you bring to the world around you."
    — Rajesh Setty

    "One of the great astonishments of my life has been the discovery that actually you don’t need money to travel. You need enough credentials to get paid to travel.
    — Gregg Levoy"

    "People who don't have money, but dream about the day they'll hit it big, all too often are expecting something from financial excess that it can't bring them."
    — Robert J. Ringer

Feb 28, 2012

Inspiration for How to Retire Happy


I received this e-mail today from a business reporter in Chile who had interviewed me previously about my books:


    ----- Original Message -----
    From: Carlos Oliva
    To: Ernie Zelinski
    Sent: Tuesday, February 28, 2012 10:42 AM
    Subject: From Chile-El Mercurio Newspaper

    Dear Enie,

    I'm Carlos Oliva, business reporter from El Mercurio Newspaper at Chile. Do you remember me?

    I'm preparing an article about best seller for retirement people. So, I woud like to ask you some questions as a best seller author of How to Retire Happy, Wild, and Free ; I will appreciate your help.
Below are the questions Carlos asked me along with my responses:



    1-What's the big diferrences between this and your others books?

    How to Retire Happy, Wild, and Free is written especially for retired people whereas my other books such as The Joy of Not Working and 101 Really Important Things You Already Know, But Keep Forgetting were written for the general population.

    2-What inspired you to write this book?

    The inspiration for my writing How to Retire Happy, Wild, and Free was that the vast majority of retirement books focus on money and the financial aspects of retirement.

    What sets How to Retire Happy, Wild, and Free apart from all the other retirement books is its holistic approach to the fears, hopes, and dreams that people have about retirement. This international bestseller goes way beyond the numbers that is often the main focus of retirement planning in most retirement books.

    There are many ingredients of a happy retirement and several retirement planning tools that help retirees plan for their retirement in new and more meaningful ways. One of the most powerful tools is The Get-a-Life Tree that you won't find in any other retirement books.

    In Chapter 1, I give eight good reasons why the large majority of retirees, whether they live in Canada, the U.S., or other Western nations, can live on far less than 80 percent of their pre-retirement income. Indeed, government statistics indicate that retirees live comfortably on 45 percent to 62 percent of their pre-retirement income.

    When I started writing How to Retire Happy, Wild, and Free I wanted to write the best retirement book in the world. I believe that I have succeeded. Conduct a search for "retirement" or "retire" on www.Amazon.com and How to Retire Happy, Wild, and Free appears in the number 1 position. Better still, search for "retirement book" in Google and the Amazon page for How to Retire Happy appears in the number 1 spot — out of over 29 million webpages!

    What's more How to Retire Happy, Wild, and Free has already sold over 150,000 copies. By the way, my goal is to sell 500,000 copies.

    3-May foreign retirement people (think about Latinamerica) learn the ideas you have shown?

    Yes, How to Retire Happy Wild, and Free is written for people in all countries and not just for North Americans. The book has been published in 8 foreign languages since it was released including Spanish. See the attached images of some of the foreign editions.

    I have also attached the PowerPoint Slide that indicates the benefits that any company can attain by giving away copies of The World's Best Retirement Book.

    Many thanks for your interest in the book and so long for now.

    Ernie J. Zelinski
    Best-Selling Author, Innovator, and Prosperity Life Coach
    Author of the Bestseller How to Retire Happy, Wild, and Free
    (Over 150,000 copies sold and published in 9 languages)
    and the International Bestseller The Joy of Not Working
    (Over 250,000 copies sold and published in 17 languages)
Here are some more funny retirement quotes and some serious quotations about retirement to put retirement in proper persective:


    "My retirement plan is to get great pleasure from living solely to enrage those who are paying for my Social Security and company pension. "
    — Unknown wise retiree

    "As long as I get air conditioning in my cardboard box, I'll be OK [in my retirement]."
    — Barbara Whelehan, Bankrate.com Write

    "My Retirement Plan: Get a retirement job that will last until I am dead."
    — Unknown wise person, in response to an article on retirement

    "Money might not buy happiness, but one thing you can get with cash is the ability to choose - prime rib over hamburger, say, or the date of your retirement."
    — Writer at Winnipeg Free Press

    Feb 16, 2012

    Unemployment (and Retirement) Can Be Liberating

    Here is the latest e-mail that I received about The Joy of Not Working — from an unemployed woman in Hawaii who feels that unemployment can be liberating:
      From: Lynne D
      Subject: "The Joy of Not Working"
      To: Ernie Z.
      Received: Thursday, February 16, 2012, 12:14 PM

      Aloha Ernie!

      I stumbled across your book at the local used book store in the business section, no less. Kind of ironic, isn't it! Anyway, I have been unemployed for one year now and had to dip into my IRA to pay living expenses as I do not qualify for unemployment anymore. I am so glad I discovered your book! I had been desperately seeking work. Now, I will slow down, sit on the beach until I decide what it is exactly I'm passionate about and what do I REALLY want to do! It's kinda scary and liberating all at once. Especially where there are 80+ applicants applying for any given job in my town of Hilo, HI.

      I wonder if you've ever read, Your Owner's Manual by Burt Hotchkiss? I'm only have way thru your book but I have discovered a similar thread in some areas that mirror what Burt has to say about finding one's true essence and the like. That made me very happy!

      Much aloha and Mahalo for a wonderful book!

      I am joyously serving others and being served in ever expanding sustainable ways using all my talents and gifts.

      Aloha Lynne
    Here are some retirement quotes and some quotes about work and unemployment to put retirement and unemployment in perspective.
      "Gainfully unemployed, very proud of it, too."
      — Charles Baxter

      There is life after retirement, and it is BETTER."
      — Catherine Pulsifer

      "Yes, I am thoroughly enjoying retirement! The best part is observing my neighbors
      drive off to work in the morning knowing that that their day will be filled with jerks, brainless and endless meetings, jerks, vendor lunches where you hold your breath just waiting for the sales pitch until you regurgitate your pasta, more jerks and the eventual company reorganization of the section that was just reorganized last month!"
      — Bill Kalmar

    Jan 29, 2012

    New Retirement Quotes

    This is my website that features retirement quotes, some of which will appear in my new ebook The 777 Best Things Ever Said about Retirement:
    Here are some new retirement quotes just for this blog post:
      "My retirement plan is to join the folks with the torches and pitchforks rioting and storming the Bastille."
      — Jim Jim (ordaj), commenter on a Retirement Article

      "Elevating your wants to your need list is another way to trick yourself into being
      broke in retirement."
      — from How to Retire Happy, Wild, and Free (The World's Best Retirement Book)

      "The least we can do is make a suicide pill so those of us with nothing left to live on [in retirement] can take the dignified way out."
      - Jennifer Adams (jedadams)

      "You Say You Want to Work Past ‘Retirement’? How's Your Health?"
      — Joseph F Coughlin

      "Like life, retirement can be full of surprises. Take when you retire, for example."
      — Talbot Boggs

      "The top retirement planning strategy today is not to retire. "
      — Joseph F Coughlin

      "Result for many Americans When TheyPunch in Their Data into a Retirement Calculator:
      " 'According to your latest data if you retire today, you can live reasonably well until 5 p.m. tomorrow.' "
      — Dave Erhard

      "A happy retirement doesn't require oodles of money, nor should it mean fighting the cat for food."
      — Shelley Fralic, Vancouver Sun

      "The greatest stock market you can invest in is yourself. Finding this truth is better than finding a gold mine."
      — Byron Katie

      "Planning to never retire is not a true retirement plan. It, in fact, is a sign of delusion — and of denial about one's inability to save enough for one's retirement."
      — Dave Erhard

      "I semi-retired when I was a kid and became very good at it. That's why I now get paid the big bucks for getting up late in the morning and then experiencing true freedom for the rest of the day. I am still a kid, by the way, because my first priority is to go for a intense, but pleasurable bike ride before work ever enters my mind."
      — from The Joy of Not Working

      "I'm already worn out now — how do they expect us to work several years longer? My body hurts so much and I start working every day at five in the morning."
      — Norbert Schmittbauer, a 50-year-old construction worker in Berlin, in response to
      Germany's proposal to have workers retire at 70 instead of 65
    Here are three more of my websites with quotes about retirement:

    Jan 12, 2012

    Earning Retirement Income from a Retirement Job That You Love


    Perhaps you are retired and searching for a retirement job that you love and from which you can earn a great retirement income.

    I receivied the following e-mail the other day:


      ----- Original Message -----
      > From: Connie S.
      To: vipbooks
      Sent: Thursday, January 05, 2012 11:56 PM
      Subject: Career Success Without a Real Job

      Mr. Zelinski,

      I recently purchased your book and it seems to have been written for me since I quit my job a few months ago. I've been working for insurance for 26 years and have hated every moment. Have not finished your book yet but do you go over how to find what I can do to find the work that makes me happy?

      Thanks in advance for your response.

      Connie

    This was my response to Connie:


      Hi Connie:

      Regarding finding work that makes you happy, there are several books written on this topic including How to find Work You Love by Laurence Boldt.

      You may also want to watch the latest promotional videos by Brendon Burchard, who in my opinion is the top consultant, internet marketer, and motivational speaker in the business today. I have paid to attend one of Brendon's three-day Seminars and he over delivers.

      But as you will see, there is a lot of valuable on the videos he will be posting in the next week or two and some of it will be about earning residual income working at your passion. (You likely have to opt-in and then you will receive e-mails of details of the next videos as they are posted).

      Earning a Great Income from Your Passions

      Thanks and so long for now.

      Ernie J. Zelinski
      Best-Selling Author, Innovator, and Prosperity Life Coach
      Author of the Bestseller How to Retire Happy, Wild, and Free
      (Over 150,000 copies sold and published in 9 languages)
      and the International Bestseller The Joy of Not Working
      (Over 250,000 copies sold and published in 17 languages