Showing posts with label where to retire. Show all posts
Showing posts with label where to retire. Show all posts

Jan 9, 2012

Where to Retire - Mexico Best Place to Retire?

An aspect of retirement planning is deciding where to retire. Here is the latest e-mail about retiring from a woman who read The World's Best Retirement Book which may give you an idea for one of the best places to retire. The woman thinks it's Ajijic, Mexico.


    ----- Original Message -----
    From: Wende M.
    To: Ernie Zelinski
    Sent: Monday, January 09, 2012 11:08 AM
    Subject: thankyou

    Buenos Dias from paradise....

    Yesterday morning, my husband and I took a walk along the malecon in Ajijic, on the north shore of Lake Chapala, Mexico. It was one of those days when the temperature was so perfect that you couldn't feel the air on your skin. I held my husband's hand and told him how blessed I felt to live here and just how much I owed to Ernie Zelinski. I wondered how many people actually told you just how you impacted their lives.

    In 2006, while reading the Sunday edition of the Edmonton Journal ( Reader section) I stumbled across a review of How To Retire Happy Wild and Free. My husband had groused for years about his belief that retirement was not likely to be an option for us after health issues and financial setbacks had taken their toll on our net worth. I decided your book was a tool to help ease the strain of our future lives, and went to the library the next day and took it out. We lived pretty frugally and there were only a few small ideas that I felt we could incorporate into our lifestyle but.....something did catch my attention. You wrote about a friend of yours who worked seasonally in Edmonton, then hopped a bus for San Miguel de Allende every winter. I googled San Miguel. It was interesting but the climate seemed a bit cold for my health issues. However, along with the info on San Miguel, there popped up a link to other places in Mexico to retire. Ajijic sounded too good to be true.

    2006 happened to be our 25th anniversary year and I convinced my husband that even if we had to borrow the money, a holiday was the perfect way to celebrate. I broached the subject of Mexico ( we had never been) and of course, Ajijic, but he said he didn't want to go to the mountains, that he wanted to go to the beach. We compromised with a week in Puerto Vallarta, a week in Ajijic, and a week in Manzanillo. Well - PV was a bust - too hot, too humid, too many people trying to sell you things. We arrived in Ajijic on a Tuesday and on Thursday morning, my husband asked me to cancel the week in Manzanillo . He told me Ajijic felt more like home than any place he'd ever been in his life. Finally - we were in complete agreement about something.

    We had to figure out a way to get down here. He wasn't ready to retire - only mid-50's - so he had to find a way to work from here. He was clever enough to convince his company that he could work from home - and in 2007, we came down here for 3 months. That's all it took ! We went back to Edmonton, moved our youngest son into an apt close to GMAC where he was going to school, sold our house with everything in it ! I mean....we left the bedding on the beds, dishes in the cupboards and housecoats on the back of the bedroom door, put what we were taking in the back of our van, and drove away !

    We have a vonage phone with an Edmonton number and as long as we have reliable internet, we can live anywhere. We actually took a year from Oct 2009 to Nov 2010 - and travelled all over south and central America, staying for a couple of months at a time in different countries, and his clients and business associates never knew where we were unless they asked or we offered the information. Our kids have us on speed dial on their cel phones and it's not long distance. The cost of living, health care, climate, activities, and people here have combined to give us a quality of life we never dreamed possible .

    Thankyou for being the catalyst for a life that we are truly LIVING .

    Rob and Wende M.
Here are some retirement quotes to help you find the best places to retire:


    "If my [retirement] dreams could all come true paradise/retirement would be - in a little bungalow - somewhere by the sea.
    - Anon

    "He makes his home where the [retirement] living is best."
    - Latin proverb

    "No money is better spent than what is laid out for domestic satisfaction."
    - Samuel Johnson

May 31, 2011

Best Places Where to Retire for Your Retirement Plan



I received this e-mail the other day in regards to my international best-selling retirement book:




    ----- Original Message -----
    From: Abe Colture
    To: success101coach [ at ] yahoo.com
    Sent: Tue, May 31, 2011 12:57:17 PM
    Subject: Retirement Book How to Retire Happy, Wild and Free

    Ernie,

    I have just read your retirement book How to Retire Happy, Wild and Free and thoroughly enjoyed it. So many good though provoking points. Many I've discovered or learned over the years but forgot. I have just retired a bit on the younger side for corporate America, 57. There are many opportunities out there and I needed a way to sort through them. I'm looking forward to completely the "Get a Life Tree" exercise. I've also asked my wife to develop her own tree so we can look for common activities. As I read the book, I was thinking this would be a great read for my kids in their mid-20's. I received your book The Joy of not Working. I hope there are some new stuff in there!

    We have one major dilemma. We really want to relocate domestically. I have yet to find a good source of material to help with the effort. I saw where your book referenced two other books; Choose a College Town for Retirement and Retirement Places Rated. I plan to look at these. Do you have any other good recommendations besides the annual ratings by various magazines?

    I certainly appreciate your material and would appreciate any further advise you may have.

    Thanks,

    Abe Colture

This was my resonse to Abe:


    Hi Abe:

    First, thank you for your kind remarks about How to Retire Happy, Wild, and Free.

    Regarding books on the best places where to retire, here are three more retirement books that I have listed on one of my websites:

    1. Where to Retire, 7th: America's Best Places to Retire and Cheapest Places to Retire by John Howells
    2 America's 100 Best Places to Retire Fourth Edition: The Only Guide You Need to Today's Top Retirement Towns by Elizabeth Armstrong
    3. Retire in Style: 60 Outstanding Places to Retire Across the USA and Canada by Warren R. Bland

    Can you do me a favor and I will send you one of my other books as a thank-you gift?

    If you have a spare moment, it would be a great help to me if you could post a 5-star review of it on Amazon.com and let other potential readers know why you liked it.

    It's not necessary to write a lengthy, formal review — a summary of the comments that you sent me would be fine.

    Here's a direct link to the Amazon page for How to Retire Happy, Wild, and Free.

    Also, if possible, can you place the review on the BarnesandNoble.com Webpage for How to Retire Happy, Wild, and Free.

    If you place this review, I will send you an autographed copy of my latest book: Career Success Without a Real Job: The Career Book for People Too Smart to Work in Corporations. This is not strictly a retirement book but it is a great book for retirees who want to continue working, but not in a corporation.

    Career Success Without a Real Job may also be a book that your kids would like to read.

    Once you place the review, send me your address so that I can send you one of my other books.

    Many thanks and so long for now,

    Ernie Zelinski
    Best-Selling Author, Innovator, and Unconventional Career Expert
    Author of the Bestseller How to Retire Happy, Wild, and Free
    (Over 140,000 copies sold and published in 9 languages)
    and the International Bestseller The Joy of Not Working
    (Over 250,000 copies sold and published in 17 languages)

Check out Half of Retirees Have Nothing in Retirement Plan to Pass On:


Here are two new retirement quotations:



    Planning not to retire is simply not a viable retirement strategy.
    — Catherine Collinson, president of the Transamerica Center for Retirement Studies

    If we wait until retirement to enjoy ourselves, there may not be enough of ourselves to enjoy it.
    — Mike Hammar

Jan 31, 2011

Best Places to Retire for Low Housing Costs



One of the many questions that arises for baby boomers about to retire is where to retire.

Of course, low house prices can be a factor for retirees who plan to choose from the best places to retire happy and move to a different city.

How does a "cute 2 bedroom, 2 bath bungalow" for less than $50,000 sound?

Heck, if I could sell my half-duplex in Edmonton for the $325,000 that the City just assessed it at, with the money I could buy 5 of these cute 2 bedroom, 2 bath bungalows for 5 of my friends — and still have enough to purchase one for myself along with $25,000 of spending money.

See the e-mail below from a woman in Florida that I received last week and note what her husband and her paid for such a retirment home.


    ----- Original Message -----
    From: Theresa C.
    To: vip-books
    Sent: Monday, January 24, 2011 4:02 PM
    Subject: RETIRING HAPPY, WILD AND FREE

    Ernie,

    I can't tell you how much I have enjoyed your book HOW TO RETIRE HAPPY, WILD AND FREE. I just ordered your other book THE JOY OF NOT WORKING. You really have made me look at things in such a different light. I even did a flow chart with my OPTIONS FOR RETIREMENT/ACTIVITIES, ETC. I keep adding to it and hopefully will live long enough to complete it.

    While I was reading it, Chapter 6 Your wealth is where your friends are - page 151-152, we have been going to Sun City Center, Fla, since 2003 because we had friends that retired there, every year we would go down and the prices started skyrocketing. Well, 2009, there was a really cute 2bedroom 2bath that was $134k in 2006 which was way too much at the time so we passed.

    IT's a good thing we did because in 2009, the same house was down to 49k, a guy died and the daughter was just giving the house away. We offered 45, they countered at 47, and we got it for 47k.

    We choose Sun City Center for just the reasons you stated in your book, the friends, social activities, clubs, etc. And I even have another friend who came to visit and her and her husband bought a beautiful house and are living there all year long. It's such a great community.

    If you have a blog or send out e-mails, I hope that you add me to your list.

    Your a great writer!!

    Take care and Best Wishes to you and your family for 2011.

    Theresa C.
Here are some quotes about houses and homes to help you choose the best places where to retire.

    The property boom has made us all feel wealthy, but unfortunately it has lulled many of those nearing retirement into a false sense of security.
    — Noel Whittaker

    It takes a heap o' livin' in a house t' make it home.
    — Edgar A. Guest

    He who builds to every man's advice will have a crooked house.
    — Danish proverb

    We give people a box in the suburbs, it's called a house, and every night they sit in it staring at another box; in the morning they run off to another box called an office, and at the weekends they get into another box, on wheels this time, and grope their way through endless traffic jams.
    — Caroline Kelly

    Houses and money are hard to come by if you are not prepared to work for either.
    — Dave Erhard

    The stately homes of England!
    How beautiful they stand,
    Amidst their tall ancestral trees,
    O'er all the pleasant land!
    — Felicin Dorothear Hemans, The Homes of England


    A house is a machine for living in.
    — Le Corbusier


May 29, 2009

Retirement Quotes about Where to Retire, Etc.




Here are some retirement quotes about Where to Retire and Houses and Money:
    Although very few people are actually called upon to live in palaces, a very large number are unwilling to admit the fact.
    — Osbert Lancaster

    All I need is room enough to lay a hat and a few friends.
    — Dorothy Parker

    A swell house with . . . all the modern inconveniences.
    — Mark Twain

    It [ the house] looks different when you're sober. I thought Ihad twice as much furniture.
    — Neil Simon
A Quote about The Perfect Home for Married Couples
    The premises are so delightfully extensive, that two people might live together without ever seeing, hearing, or meeting.
    — Lord Byron

For something different related to being retired, check out:

Retirees Arrested for Sex in Nature Preserve:

Mar 8, 2009

Retirement Tidbits



Retirement Quotes about Where to Retire


    What's the good of a home if you are never in it?
    — George and Weedon Grossmith, The Diary of a Nobody

    Although very few people are actually called upon to live in palaces, a very large number are unwilling to admit the fact.
    — Osbert Lancaster

    All I need is room enough to lay a hat and a few friends.
    — Dorothy Parker

    A swell house with . . . all the modern inconveniences.
    — Mark Twain



The Perfect Retirement Home for Married Couples


The premises are so delightfully extensive, that two people might live together without ever seeing, hearing, or meeting.
— Lord Byron


Retirement Quotes about Retirement Health


    (So Many Fat Americans — No wonder) The civilized man has built a coach, but has lost the use of his feet.
    — Ralph Waldo Emerson

    I feel as I always have, except for an occassional heart attack.
    — Robert Benchley

    Oct 22, 2008

    Top 25 Places to Retire in Canada or the United States in 2008


    Here is the 2008 list of Top 25 best places to live in retirement in North America or Canada according to Topretirements.com:

    With me being Canadian, it's interesting to see Halifax, Nova Scotia on the List.


      1. Asheville, NC
      2. Sarasota, FL
      3. Prescott, AZ
      4. Paris, TN
      5. Winston-Salem, NC
      6. Athens, GA
      7. Green Valley, AZ
      8. San Diego, CA
      9. Austin, TX
      10. Phoenix, AZ
      11. Halifax, Nova Scotia (CAN)
      12. Charlottesville, VA
      13. Fort Myers, FL
      14. Venice, FL
      15. Oxford, OH
      16. Sedona, AZ
      17. Gainesville, FL
      18. Flagstaff, AZ
      19. San Luis Obispo, CA
      20. Old Saybrook, CT
      21. San Antonio, TX
      22. Mount Airy, NC
      23. Beaufort, SC
      24. Tucson, AZ
      25. Crossville, TN

    Sep 1, 2008

    Where to Hang Your Retirement Hat (Best Places to Retire) in 2008


    “Go and live somewhere else,” advises John Osborne,,a resident of Victoria, B.C.“ Try doing what you think you’ve always wanted to do.” Osborne, a retired psychology professor from the University of Alberta, moved to Victoria after he found retirement living left a lot to be desired in his old hometown of Edmonton, Alberta.

    Perhaps, like many retirees, you too yearn for a change of scenery, new experiences, and a changed set of circumstances. Moving to a new location within your own country is one way to satisfy these yearnings.

    Going abroad is another option. Indeed, as many as two million American retirees currently live abroad, according to David Warner, professor of public affairs at the University of Texas at Austin.

    If you need guidance on where to retire abroad, one of the best sources is International Living magazine. The editors of this magazine evaluate the best places to retire in the world using the following criteria with the respective weighting.

      • Cost of Living — 20 percent
      • Health Care — 20 percent
      • Special Benefits — 20 percent
      • Real Estate — 15 percent
      • Entertainment, Recreation, and Culture — 10 percent
      • Climate — 5 percent
      • Safety and Stability — 5 percent
      • Infrastructure — 5 percent
    Surprisingly, Panama which had been at the top of the list for six straight years has fallen to fourth position this year as the best place to retire. Here are the top three best places where to retire according to International Living magazine.
      1. Mexico
      2. Ecuador
      3. Italy
    In short, Italy in the number 3 spot has great weather, beautiful cities, and many historical sites. Ecuador in the number 2 spot offers an extremely low cost of living, great weather, beautiful landscapes, a vibrant economy tied to the US dollar, and a stable political environment.

    Insofar as Mexico, it wins the top spot due to its Senior Citizens Benefits program, the quality of life that expat Canadian and American retirees can enjoy, investment opportunities, and the fact that it is relatively convenient for Americans and Canadians.


    See Where to Retire Quotes and Best Places to Retire Information

    Aug 11, 2008

    The Best "Where to Retire" Books






    Besides the retirement books about where to retire listed below, there is another retirement book that you may want to consider reading and recommending.

    Beth Wateham, a Vice President at Simon and Schuster, just sent me a galley copy of Retirement Without Borders: How to Retire Abroad in Mexico, France, Italy, Spain, Costa Rica, Panama, and Other Sunny Foreign Places (And the Secret to Making It Happen Without Stress) by Barry Golson. This book with the Scribner imprint is for those retirees who want to consider retiring abroad. The book will be released in December 2008.

    Retirement Without Borders is the best book that I have read about retiring abroad and I will be giving a testimonial for the back cover which Beth Wateham (she claims she is a big fan of
    How to Retire Happy, Wild, and Free on Amazon.com) wants from me.

    Jun 1, 2008

    100 Places Where to Retire


    These Are the Criteria Used for Choosing The 15 Best Places to Reinvent Your Life by AARP Magazine

    • Availability of jobs, since many in this group will work beyond age 65.
    • Affordable housing-many cities have costs on par with or below the national median price of $161,600.
    • Culture and entertainment (from museums and opera to shopping and sports events).
    • Access to outdoor recreation, from skiing and biking to walking and hiking.
    • Safety-personal and property safety, and a generally secure feeling.
    • Colleges or universities (for continuing education and a multigenerational vibe).
    • Sense of community (often places with a vital and walkable downtown).
    • Proximity to comprehensive, well-regarded health care facilities.
    • Good public high schools, since many boomers still have teens at home.
    • Ease of getting around (public transportation, traffic, access to an airport).

    Sources for lists of the 100 best retirement towns

    You can also consult one of the many widely available "Top 100 places" or "Best 10 places to retire" lists on the Internet.

    NOTE: All "Best Places to Retire Books" are available at either your local bookstore or Amazon.

    Retirement Quotes - Where to Retire

    Note: See The Best Places to Retire in the World on Squidoo for information on where to retire in California, cheap places to retire in Callifornia, and the best places to retire in Mexico.

    Apr 18, 2008

    Retire Early - Are You Crazy?

    Note: Another article about the best places to retire in the world by Ernie J. Zelinski was originally published with the title Retirement Planning Tips on the Best Places to Retire on several websites. Check out Where to Retire Quotes on The Retirement Quotes Cafe:

    According to MotleyFool.com, more than 39 percent of individuals who are presently in or near retirement have saved less than $25,000 for their golden years. Apparently this is the lowest American savings rate since the Great Depression and will interfere with retirement income and their retirement happiness.

    Actually it's worse than that. Happiness in retirement may be even more elusive so that it takes a lot longer to when you can submit your retirement letter. Check out the numbers from the RCS. They reflect the total savings and investments (not including the value of the primary residence) of today's workers, by age group:


    - - - - - Less than $25K - $25K-$49.9K - $50K-$99.9K - $100K-$249.9K - - 250K +

    All Ages - - - - - 53% - - - - - - - 12% - - - - - - - 12% - - - - - - - 11% - - - - - - 12%
    25-34 - - - - - - - 73% - - - - - - - 11% - - - - - - - 7% - - - - - - - - - 4% - - - - - - - 5%
    35-44 - - - - - - 49% - - - - - - - 14% - - - - - - - 16%- - - - - - - - - 12% - - - - - - - 9%
    45-54 - - - - - - 44% - - - - - - - 14% - - - - - - - 12% - - - - - - - - - 15% - - - - - - 16%
    - 55+ - - - - - - - 42% - - - - - - - 8% - - - - - - - - 2% - - - - - - - - 12% - - - - - - - 26%

    Source: Retirement Confidence Survey, April 2006.

    Note that according to the above figures, half of the people 55 and over have saved less than $50,000 for retirement.



    Almost a Third of British Retirees Move to a Different Residence Once They Retire

    Almost a third of retired people in Britain are forced to move to a new home, according to research conducted by Saga Home Insurance in April 2008.

    The researchers at Saga believe that a strong reason behind their findings is the soaring cost of living, with food and energy costs rising particularly quickly. Saga also found that 38 percent of retirees discovered that their actual financial situation was worse than they had expected. In total 31 percent of retired people have moved to a different residence at least once after retiring, contrasting a mere 8 percnet or retirees who intend to move once they enter retirement. So where to retire? The top priorities retired people look for in a new home include a friendly neighbourhood and good shopping facilities.

    Mar 3, 2008

    Best Places to Retire - What to Look For!

    What to Look for When Choosing The Best Places to Retire in the World

    According to International Living, "Once you allow yourself to look beyond U.S. shores for a place to retire, the choices get downright exciting. Mexico, sure. But how about Panama? Or France? Or Romania? The right spot can allow you to live the life you'd only dreamed of: crashing surf, mountain air, bustling cities. You can comb beaches to your heart's content, or you can find a place to learn. You can relax, or you can find new opportunities."

    If you are thinking of relocating to one of the best places to retire in the world, but don't know where, the question that arises is, "Where to Retire? What makes a good place to retire?" You must examine your priorities: What type of climate do you want to live in? What activities do you like, and are they available in your list of possible cities or countries to relocate to? Do you care more about a low cost of living or health care? What about safety?

    The following checklist for the best places to retire in the world may provide some help.

    10 of the Top-22 Things to Look For When Choosing Where to Retire:

    * The climate is exactly what you are looking for.
    * The people are friendly - warm smiles and hometown hospitality have never gone out of style.
    * Whether it's the hills, rocky outcrops, thick forests, breathtaking mountains, pristine lakes, or raging rivers, the beautiful scenery beckons you to reside there.
    * Regardless of whether you intend to rent or buy, the housing is affordable.
    * There are a variety of housing options to suit your needs - from a stately house to a smart new apartment, a townhouse, or a gracious bungalow with the right-sized garden to look after.
    * Many cultural amenities - such as museums, theaters, and concerts - are available either locally or in a nearby city.
    * Just out your back door - either a short drive or a healthy walk from your home - you can participate in outdoor activities such as skiing, tennis, golf, fly-fishing, and hiking.
    * You can depend on excellent transportation facilities, including a modern transit system.* Neighborhoods are peaceful and the crime rate is low.
    * A variety of clubs and non-profit organizations welcome your participation and talents. You can eventually be part of a community of friends with similar interests.

    Note: For the last 12 items on this list of The Top 22 Things to Look For and Enjoy in the Best Places to Retire that will help you choose where to retire, see Chapter 8: Relocate to Where Retirement Living Is Best in the bestselling retirement book on Amazon.com called How to Retire Happy, Wild, and Free.

    Dec 7, 2007

    Retirement Planning Tip - Rethink Your Retirement Plan for a Slower Life on the Coast

    New retirement research released not so long ago from Queensland's Griffith University in Australia suggests that a move to the coast may not help retirees realize their dreams or retirement plan. Research team leader Michael Davies says city dwellers, adjusting to life after work, can find it difficult to relocate to a quieter place on the coast.

    Dr Davies claims that people do not understand the shock that can come from leaving a busy work schedule and a network of friends to move to the beach. "Generally when you're looking at a transition like retirement you need to think a bit about what that change will mean for you," Dr Davies said.

    "I guess for those who don't think long and hard about how they want to retire to maximise their opportunities and to maximise their lifestyle and well being, then I think there can be some problems."


    Retirement Quotes and Retirement Sayings on Where to Life in Retirement