What do you fear about retirement?

Jul 31, 2009

Career Success Warning - Medical World Has Overall Lack of Regard for the Employee's Well-Being


Here is the latest e-mail that I received about my book Career Success Without a Real Job

    1ST - Your style of writing is very readable.

    2ND - even though I worked in the medical field vs. corporate America, I could relate to everything you said regarding how you were treated in the corporate world. Suprisingly, the medical world is no different in the overall lack of regard for the employee's well-being and the resistance of management to implement the suggestions of employees. I could go on, but you get the point.

    3RD - What I liked most was the overall tone of the book that was genuinely supportive and encouraging. I don't get much of that in my world so that was very refreshing.

    THANK YOU AGAIN for writing that book and I wish you ALL THE BEST with your upcoming projects.

    Janet

Just a note that this Career Success Without a Real Job is designed to help ambitious and creative people live an extraordinary lifestyle that is the envy of the corporate world! It is also suitable for those retirees now looking at new retirement careers.


Jul 20, 2009

Planning to Work Past Retirement Age — Get Real!


Largely due to the recent recession, many baby boomers say they plan to work longer to allow investments time to grow and to increase the amount of money in their retirement accounts. A good number plan to work well past the traditional retirement age of 60 or 65.

If you are one of these people, it's time to get real. According to a recent survey by the Employee Benefit Research Institute, almost half (47 percent) of current retirees didn’t retire at the age they had planned on. Indeed, the large majority left earlier than they wanted. Only 10 percent of the retirees offered positive reasons for early retirement whereas 90 percent permanently left their jobs early for negative reasons.

Interestingly, almost a quarter of current employees (23 percent) aim to work until age 65, but only 12 percent of retirees left the workforce at that age.

A whopping 21 percent of employees say that they will work until age 70 or longer, but just 5 percent of workers of retirement age managed to continue working into their 70s.

What's more, while only 3 percent of people plan to retire before age 55, 18 percent of current retirees left their jobs in their early 50s.

Fact is, involuntary early retirement is a lot more common than most people are aware of and few people find adequate Jobs for Retirement.

Here are some of the reasons that people retire early:


  • A health problem or disability was the most common reason employees leave the workforce earlier than they wanted. (42 percent).

  • Over a third (34 percent) of the retirees surveyed became unexpectedly retired due to a downsizing or business closure.

  • A sizable number of people were also forced out of their jobs to care for a spouse or another family member (18 percent).

  • Other reasons cited for early retirement were work-related reasons including outdated skills.

Here are some resources to help your retire earlier than you planned:


Jul 16, 2009

Choose the Best Retirement Book That Suits Your Personality

FIND OUT WHICH RETIREMENT BOOK BEST SUITS YOUR PERSONALITY

DON'T SCROLL DOWN YET, DO THE SIMPLE MATH BELOW


THEN SCROLL DOWN TO FIND THE BEST RETIRMENT BOOK THAT WILL HELP YOU ENJOY A HAPPY AND FULFILLING RETIREMENT

It's CRAZY how accurate this is!


    1) Pick your favorite number between 1-9
    2) Multiply by 3 then
    3) Add 3
    4) Then again Multiply by 3
    5 ) You'll get a 2 or 3 digit number.....
    6 ) Add the digits together

Now Scroll down to the RETIREMENT BOOK list below and find your number that will correspond to the best retirement book for your personality.
    1.
Reinventing Retirement: 389 Bright Ideas About Family, Friends, Health, What to Do, and Where to Live by Mirian Goodman

2. How to Love Your Retirement: Advice from Hundreds of Retirees (Hundreds of Heads Survival Guides) by Barbara Waxman (Editor), Bob Mendelson (Editor)

3. 101 Secrets for a Great Retirement: Practical, Inspirational, & Fun Ideas for the Best Years of Your Life! by Mary Helen and Shuford Smith


4. How to Enjoy Your Retirement, Third Edition: Activities from A to Z by Tricia Wagner and Barbara Day

5. What You Don't Know About Retirement: A Funny Retirement Quiz by Bill Dodds


6. The Wall Street Journal. Complete Retirement Guidebook: How to Plan It, Live It and Enjoy It by Glenn Ruffenach and Kelly Greene

7. The New Retirement: Revised and Updated: The Ultimate Guide to the Rest of Your Life by Jan Cullinane and Cathy Fitzgerald

8.
Retire Smart, Retire Happy: Finding Your True Path in Life by Nancy K. Schlossberg

9. How to Retire Happy, Wild, and Free: Retirement Wisdom That You Won't Get from Your Financial Advisor by Ernie J. Zelinski (World's #1 Corporate Escape Artist, World Class Author, and Unconventional Career Expert)

10.
What Color Is Your Parachute? for Retirement: Planning Now for the Life You Want by Richard N. Bolles and John E. Nelson
    A man's got to take a lot of punishment to write a really funny book.
    — Ernest Hemingway

    Everywhere I go I'm asked if I think the university stifles writers. My opinion is that don't stifle enough of them. There's many a bestseller that could have been prevented by a good teacher.
    — Flannery O'conner

    Every journalist has a novel in him, which is an excellent place for it.
    — Russell Lynes

    Writing is turning one's worst moments into money.
    - J. P. Donleavy

Jul 12, 2009

Unemployment Is the Universe's Way of Telling You to Try Something New


I recently did an electronic interview with www.asylum.com about my book Career Success Without a Real Job

There were 9 questions:

Here is Question #1:


    Let's say Mr. X just got fired from the job he's had for six years. Right now the unemployment rate is at a whopping 9.5%. What's the silver lining for Mr. X here? What do you tell him so that doesn't think life is hopeless?
And here is my answer to Question #1:


    Here are a few things Mr. X should consider:

    (a) In the Chinese language, "crisis" and "opportunity" are the same characters. So substitute "opportunity" for "problem". When I got fired from my job over 28 years ago, it was very traumatic. But it was the best thing that ever happened to me. There are many other people who got fired and say the same thing. My getting canned was an opportunity to do something else. I wouldn't have the freedom and the success I have today if I hadn't gotten fired.

    (b) Orson Scott Card said that "Unemployment is capitalism's way of getting you to plant a garden." So, in the midst of it all — don’t freak out just because you got laid off or fired. Sell the produce from your garden. Career experts say getting laid off can be nerve- racking, but it can also be a chance for reinvention. With careful planning and a clear head, you can use the period of adjustment to create a career in a new field and develop new skills.

    (c) If you find yourself unemployed, a recession is a great time to create your own job or start one of many businesses to help the economy. This is a time to finally shut up about how much you know and show the world with action that you really know something that can make a difference in this world. Isn’t this the kind of bravado that Americans are supposed to be known for?

    (d) Read my e-book 101 Reasons to love a Recession. It can be downloaded for free at these links:

    http://www.real-success.ca/free_ebooks.html

End: Here are some 5 telltale signs that you need to read Career Success Without a Real Job




    You just may have to read Career Success Without a Real Job if your retirement plan is "to bide my time 'til I'm 90; then marry Sharon Stone."

    You just may have to read
    Career Success Without a Real Job if you think that you have technical skills "that will take the bosses breath away.”

    You just may have to read
    Career Success Without a Real Job if you say “I need money because I have bills to pay and I would like to have a life, go out partying, please my young wife with gifts, and have a menu entrée consisting of more than soup.”

    You just may have to read
    Career Success Without a Real Job if you think that you should be hired because your twin brother / sister has a college degree.

    You just may have to read
    Career Success Without a Real Job if your main career objective is that you “would like to work for a company that is very lax when it comes to tardiness.”