What do you fear about retirement?

Jan 26, 2010

Is Retirement Job an Oxymoron



According to the Canadian Labor Department, the number of unemployed workers age 55 to 64 has nearly tripled since the great recession began, to about 1.6 million of the nation’s 15.4 million unemployed as of November 2009.

What's more, these unemployed job seekers say it is even harder for them to find work because of what they see as age bias.

According to these recent reports, unemployment rates for older Canadian workers reached record levels last year, partly because fewer employees eligible for early retirement benefits are dropping out of the labor force.

The lack of retirement savings and concerns by soon-to-be retirees about whether they will have enough retirement income to live comfortably in later life appear to have discouraged early retirement.

Canadian baby boomers are now remaining in the labor force and searching for work after they lose their jobs.

Even the so-called retired are looking for so-called retirement jobs.

On that note, is "retirement job" an oxymoron?

Some of my favorite quotes relating to unemployment in retirement or otherwise:


    Gainfully unemployed, very proud of it, too.
    — Charles Baxter

    Every prosperous person who does not work has a creative scheme that does.
    — John Otway

    If I wanted to become a tramp, I would seek information and advice from the most successful tramp I could find. If I wanted to become a failure, I would seek advice from men who have never succeeded. If I wanted to succeed in all things, I would look around me for those who are succeeding, and do as they have done."
    — Joseph Marshall Wade





Jan 18, 2010

Canadian Federal Pensions Are a Time Bomb


Below is a link to an interesting article about how Canadian Federal Pensions are a time bomb and which relates to what I have been saying all along.

It defies logic that people can retire from the government at 55 and live another 30 or 40 years collecting an inflation-indexed pension of 65 percent or 70 percent of their salary.

I like this statement in the article:


    To cover the real costs of federal pensions, C.D. Howe president Bill Robson, who co-authored the report, said public servants should be contributing 34 per cent of their pay to the plan every year -- and the RCMP and military would have to fork over 41 per cent of pay.

Federal PS pensions a $58B debt time bomb, think tank says

Here are few new retirement resources:

Best Places to Retire Happy on The How to Retire Website

Retirement Cake Sayings and Party Ideas

Health in Retirement

Fun Things to Do in Retirement

Jan 12, 2010

Retirement Is the Beginning of Life - Who Said That!


It is kind of weird to receive a Google Alert to a news story related to "Retirement Planning" (see below), click the link, and wind up reading an article from a Ghana publication, with the first sentence being a quote attributed to me.

It is at this link in case the Google link doesn't work.

http://www.modernghana.com/news/258750/1/retiring-with-confidence.html

Ernie Z.



----- Original Message -----
From: Google Alerts
To: ez [ dash ] rocks [a t ] telus [ dot ] net
Sent: Tuesday, January 12, 2010 12:52 PM
Subject: Google Alert - retirement planning
Google News Alert for: retirement planning

Modern Ghana Retiring With Confidence

Modern Ghana This calls for retirement planning. The best time to start thinking about your retirement is before your boss does. Employers provide some financial aid

For more Retirement Articles and Retirement Resources See:








Jan 10, 2010

Don't Hurry, Be Happy


I received this e-mail the other day:
    ----- Original Message -----
    From: Sarah
    To: Ernie Zelinski
    Sent: Friday, January 08, 2010 10:00 PM
    Subject: Hi! Where can I get a copy of your book?

    Hi Ernie,

    My name is Sarah. My best friend heard about your book, "Don't hurry, be happy". She was saying how she desperately looked for a copy of it to purchase but was unsuccessful. I would like to find a copy for her for her birthday which is coming up in two weeks!

    Do you know where I could find a copy of it?

    Thanks!

    Kind regards,
    Sarah
This was my response:

    Hi Sarah;

    Regarding Don't Hurry, Be Happy, this book went out of print at least 5 years ago.

    In fact, last year when a Korean publisher purchased the expired Korean rights for this book (after it had been published in Korean already by another Korean publisher), I could not provide hard-copy working copies for the publisher and had to instead scan the complete book so the printer could print out copies for the translators.

    The only way to get a copy of this book is to buy it used.

    One way is to go to the Amazon.com page for this book at:

    Don't Hurry, Be Happy
    There you will see: Available from these sellers

    Go to the link and choose a used book store that may have a copy in great shape.

    Alternatively, I would suggest that you purchase your friend one of my other books:

    A good choice is 101 Really Important Things Your Already Know, But Keep Forgetting, which is available at Amazon.com.

    Alternatively, you could purchase The Joy of Not Working, which is also available at Amazon.com.

    I have attached the E-book versions (in PDF format) of both books, which contain sample pages.

    I have also attached the E-book version of my latest book Career Success Without a Real Job, which contains over half of the book.

    I hope this helps.

    Many thanks for your interest in my books and so long for now,

    Ernie J. Zelinski
    Best-Selling Author, Innovator, and Unconventional Career Expert
    Author of the Bestseller How to Retire Happy, Wild, and Free
    (Over 125,000 copies sold and published in 9 languages)
    and the International Bestseller The Joy of Not Working
    (Over 250,000 copies sold and published in 17 languages)

    VIP BOOKS
See these resources about happiness in retirement:




Jan 5, 2010

What's Wrong with Unemployment?


Whenever friends or acquaintances tell me that they have either gotfired or laid off their jobs, my response is, “Congratulations.” After I said this to a friend who quit his job during an economic recessionnot so long ago, his face lit up, before he started laughing and remarked,“You are the only one who has said this to me. Everyone else is asking me things like ‘How could you during a recession? Jobs are so hardto come by!’ or ‘How are you going to survive?’ ”

I congratulate people who have quit or lost their jobs because I knowthat for creative and innovative people who want real success in theirlives, this is an opportunity for them to go on to something not only better, but something great!
Unemployment is a time to build some real character. You can be as creative as you are capable of and you can be as crazy and goofy as you want to be. Unemployment can be an opportunity to develop yourself as an innovative human being so that you don't need a government job, any government assistant, or a corporate job to make a great living.

In fact, unemployment is similar to retirement. I have just completed a book The Joy of Being Retired: 365 Reasons Why Retirement Rocks (and Work Sucks!). I can just as easily think of 365 reasons why unemployment rocks as why retirement rocks.

Being an optimist when economic times are good doesn't count. I have been unemployed for over half my adult life. This is a good thing.

Whatever you sow, you reap. If you want to make unemployment a bad thing, it becomes a bad thing. If you want to look at unemployment as a good thing, as I have done all my life, it becauses a good thing. The harvest you reap will depend upon the seeds you plant.

Here are two quotes about unemployment from my e-book 1001 BestThings Ever Said about Work available at Creative Free E-books:

    Getting fired is nature's way to telling you that you had the wrong job in the first place.
    — Hal Lancaster

    Unemployment is capitalism's way of getting you to plant a garden.
    — Orson Scott Card

Here are two recent articles related to jobs:

Here are some new retirement resources on the How to Retire Happy: Retirement with a Difference Website: