Retirement Planning Wisdom — Preparation Is Key
Although retiree Pat O'Brien of East Haddam, Connecticut occasionally misses the stimulation of work, she is as active as she could be. Eighteen months after O'Brien retired from her proofreading job for a law firm in Stamford, Connecticut, she told a U.S. News Reporter, "The biggest surprise is I just don't know where the time goes."
Regardless of the bad press that retirement often gets, many people such as Pat O'Brien don't have trouble filling their days when they retire. O'Brien, 65, is joined in retirement by her husband, Jim, 70. She is active in the local historical society, a church group, a women's exercise club, and the American Legion. "It's been very enjoyable for me," stated Pat.
According to the survey conducted by AIG SunAmerica, the people most likely to enjoy retirement are those who have planned for it. This is borne out by the fact that 78 percent of people who prepare for retirement both financially and psychologically view it as "a whole new life" or a "continuation of life as it was."
If you are not presently retired, it's important to spend many preretirement days thinking about what you want to do when you walk out of your workplace for the last time. All too often, people put off things too long. As 71-year-old Florida retiree Howard Salzmann stated, "If you didn't learn how to live before you reach 65, it's very difficult to teach you how to live afterwards."